health centre

How does anyone get the best value with health insurance? Answer: Combine Health Insurance Plans. To explore the principles at work, many people should understand how combining health insurance is a sound solution to a serious problem. It may appear obvious that combining insurance improves coverage, but few people truly understand how combining plans leads to thousands of dollars in potential savings over time. With so many health insurance plans available and over 1 million insurance agents actively licensed today, it leads one to question why no one knows how combining plans saves money.

Today, too many people are learning the hard way that they are under-insured when it comes to health insurance. This happens because competitive health insurance agents bid lower and lower amounts in an inflated market, leading to more gaps in coverage that less experienced agents often fail to comprehend well enough to explain. There is a simple truth to understand about the rising costs of health care.

Health Care Costs Will Continue to Rise When No Regulation is in Place

Hospitalvictims.org conducted research on hospital charges nationwide. These charges were compared to those of Johns Hopkins Hospitals, one of the most respected health care institutions in the nation. What were the results?

The vast majority of hospital charges average between 300% and 400% above the institutions’ costs for treatment. Johns Hopkins Hospital’s average charges are 117% above its costs. For every $1 charged, Johns Hopkins pays $0.85, or earns a profit of $0.25 for every dollar charged.

The average U.S. hospital pays $0.27 for every dollar it charges. The average hospital is paying $25 Million in costs while charging $95 Million to patients. The average profit margin is around $70 Million annually. The greatest of these charges are credited to surgical supplies and the administration of anesthesia.

In an ever-inflating health care industry, a solution does exist. While politicians continue making promises to solve the health care crisis, individuals and families continue to expect more than the insurance market can bear. But many self-employed individuals and families can find comfort in knowing they can do something to secure assets by simply doing the legwork and becoming informed about health insurance.

The solution is based on a very simple principle of insurance. Insurance is an Agreement to Share the Financial Risk of Loss Between Individuals and Companies

This basic concept is more important for individuals to understand now than ever. Health insurance companies, like individuals, cannot afford the rising costs of health care on their own today. Many health insurance companies have developed their focus to specific areas where they can offer more competitive coverage at very affordable prices. This is where people can save significant amounts of money by adjusting to this trend. It is no longer the case that a single health plan can offer full, comprehensive coverage at a competitive price because health care costs are out of control.

Today it takes multiple health plans from multiple health insurance companies to have the best coverage at the lowest price. This follows the trends associated with investing in the economy. One creates greater risk for their financial performance in the market by investing all funds in one stock or trade. The safest, most secure investment is a diversified portfolio. Health insurance is no different today.

Why You Do Not Know

Is it surprising to learn that many insurance professionals have no idea how to give individuals and families the best coverage and the greatest savings on health insurance? The majority of health insurance agents today are captive to one company. This means that most insurance agents are only trained to present the products of the health insurance company they represent.

Independent agents are less restricted to one plan, but a large number of these professionals still have limited access to the competitive plans available to individuals and families. While this explanation is complicated, the simple answer is that most agencies earn the majority of their profits from the volume of product sales per company, not the volume of sales overall. Some general agency contracts offer higher incentives to the agency, which can influence what products agencies offer.

So, it comes down to the individual shopping for health insurance to find the policies that create the greatest coverage and savings.

A Well-Structured Health Insurance Portfolio is the Key to Having the Best Coverage for the Lowest Price

Combining health insurance plans is the best way to improve coverage save money on health insurance long term. Health Insurance Money Saving Strategies is a 10-week campaign to spread the word to self-employed individuals and their families looking for private health insurance. A well-structured Health Insurance Portfolio is the best way for people to protect their assets and be comfortable knowing their insurance adequately protects them from the worst medical situations. The benefit is knowing that this type of approach to health insurance saves people money.

Understanding the importance of combining health plans is essential to being a responsible business owner, and more free information is available at [http://www.edgeoninsurance.com] Find protection from the rising costs of health care that lead to financial ruin. Take action now and begin building that portfolio today.

The Millennium Development Goals (MDGs) have unquestionably been highly successful in bolstering governments’ commitment to poverty reduction, achieving basic education and health, promoting gender equality and environmental sustainability, and bridging the gaps in human development. In spite of these progresses, globalized education is still a requisite and the primary tool in achieving the Post-2015 Global Development Agenda – the continuation of effort to achieve prosperity, equity, freedom, dignity, peace and respect in a world of cultural and linguistic diversity after 2015.

The complexity of today’s globalized world has made development challenges interlinked. Peace cannot be achieved and prosperity cannot be sustained without finding unified, common and general solutions and without all nations contributing unanimously and with a sense of shared responsibility. The Millennium Development Goals which will be succeeded by the Post-2015 Development Agenda at the end of 2015 (United Nation’s 70th Anniversary) has framed sustainable development as a universal project. The post-2015 development agenda includes issues that are of common concern to all and pose challenges at national levels. Moreover, they define objectives to be achieved at the global level.

Before we delve deeper into the role of globalized education in achieving the post-2015 agenda, it will be apposite to have a proper understanding of the concepts that underpin the subject. Suffice it to say that education is both essential and indispensable for sustainable development. Globalized education fuels sustainable development as nations seek to transform their visions for the world into reality.

“Globalization,” as observed by Chang, “is the integration of national economies, culture, social life, technology, education and politics. It is the movement of people, ideas and technology from place to place.” Globalization affects all facets of life universally, scientifically, and technologically. Its effects are felt in world’s culture, economy, environmental, social and human disciplines. In its broadest sense, globalization refers to intensification of worldwide social relations which link distant localities in such a way that local happenings are shaped by events occurring many miles away and vice versa.

Education has been recognized as a fundamental human right for more than half a century now. It is the endless process of bringing up people to know themselves, their environment, and how they can use their abilities and talents to contribute in the development of their society. Education improves the mind of the student for ethical conduct, good governance, liberty, life and rebirth of the society the student finds himself. Education, as an agent of change, empowers its recipient to be creative. It is a form of learning in which the knowledge, skills, and habits of a group of people are transferred from one generation to the next through teaching, training and research. Any experience that has a formative effect on the way one thinks, feels, or acts may be considered educational.

Converse to the traditional way of teaching and learning, globalized education means adopting a universal, scientific, technological and a more holistic approach to education with the aim of preparing and equipping our young ones appropriately for sustainable development, and creating a peaceful and better world for this generation and posterity. Globalized education allows every child to acquire the knowledge, skills, attitudes and values to shape a sustainable future. It is, however, not culturally, religiously or geographically myopic. It is not racial or given to prejudice. In globalized education, schools do not function in isolation; they integrate with the world outside and expose students to different people and cultures, giving them the opportunity to appreciate cultural differences and what the planet offers, while respecting the need to preserve their culture and the natural and human resources that abound.

The Post-2015 Development Agenda refers to a process led by the United Nations (UN) that aims to help define the future development framework that will succeed the Millennium Development Goals. The recent UN development agenda is centered on the Millennium Development Goals that were officially established following the Millennium summit of the UN in 2000.

At this point, we can now advance our knowledge on the role of a sound and universal education in achieving this post-2015 development agenda which is expected to tackle and find suitable solutions to many issues.

As the world stands at an historical juncture, it calls for a truly transformational and universal education system that integrates the three dimensions of sustainability (economic, social and environmental) in all activities, addresses inequalities in all areas, respect and advance human rights, fosters love and peace, and that is based on credible, equitable and sustainable system and safe environment for learning.
There are, of course, many different ways in which globalized education can be beneficial and advance the future sustainable development goals. Sound, universal and quality education is not only a top priority but also a cross-cutting matter which is indicated and reflected under three other pivotal goals related to health, economic growth and climate change.

A good global education is the step – the first step in ensuring that these development goals are achieved. Education marked by excellence and a conducive and habitable environment are two hallmarks of our world today. What we are taught, what we learn and how we treat our environment are connected to so many other possibilities in achieving a peaceful society where poverty has no place.

Global education has a felt influence on environmental sustainability. Successful implementation and actual use of new, affordable technologies for sanitation in Africa came with education. Another evident example of how globalized education is helping to achieve environmental sustainability is from a reported Eco-school in the United Arab Emirates which was awarded Green Flag, a symbol of excellence in environmental performance. The students put forward important environmental friendly approaches and messages within and beyond their school community. This innovative thinking to make good use of available natural resources, neither exploiting nor abusing them, came about as a result of a sound learning process that changed their behavior and gave room for them to adopt sustainable lifestyles.

The problem of unemployment does not wholly emanate from the government. Part of it rests on the individual. Why do we go to school? To learn, yes! But far from this narrow-minded purpose is the need to acquire knowledge, a skill, and a know-how that can be applied to earn a living and live a sustainable lifestyle which has positive impact on the society. Though all educated persons are not rich, but each possesses a knowledge that can get him a job, or which he can use to create one. Hence, sound and excellent education with globalization as the driving wheel is a fundamental solution to poverty.

Moreover, there have been significant contributions of globalized education on the health sector. However, time and space will not permit us to have a detailed look at the impacts. Permit me to cite a report which states that “education of large numbers of community-based health workers reduced deaths from malaria by 66 percent in Zambia in six years.” With the right education in health technologies, medicine and other medically inclined fields and sciences, life expectancy will improve evenly and no country will be left behind.

Realizing the Post-2015 Development Agenda requires all hands to be on deck. The government alone cannot carry it. A fresh global partnership is to be forged. A new spirit of mutual accountability and cooperation must underpin the Post-2015 agenda so as to ensure uniform distribution of high quality educational materials to the poorest and least developed countries of the world. As we all know, access to computers and the internet and good conducive environment have become basic needs for education in our modern societies. This new alliance to finance and provide education to reach every child, even the ones in the streets, should be strictly based on a common understanding of our shared humanity, based on mutual respect and benefit. It should put people at the center including those affected by poverty and exclusion, women, youth, the aged, disabled persons, and indigenous people. Civil society organizations, local and national governments, multilateral institutions, the scientific and academic community, non-governmental organizations, businesses, and private philanthropy should come together and ensure that no one is left behind in getting globalized education for sustainable development. We must endeavor to see to it that every child, every individual, color or race notwithstanding gets the opportunity to receive a cost effective, high quality education, starting from prekindergarten to elementary and secondary, to special education, to technical and higher education and beyond. A popular Nigerian proverb says, “The upbringing of a child is not the sole responsibility of an individual but a communal responsibility.” Therefore, let us all answer the call and take up the rewarding task of ensuring a quality and universal education for all.

Without mincing words, we can aver that globalized education can help achieving the Post-2015 development goals. For our assertion to stand and remain factual we must consider the interrelations that exist between education and development as they share a symbiotic relationship. Governments, institutions, organizations and individuals must recognize the full potential of education as a requisite and catalyst for sustainable development, and act as such.

Selecting a project manager who can do the job can be quite stressful. After all, there’s a lot riding on the success or failure of the project. Your company’s future could be dependent on the project.But what do you ask when you don’t know what a project manager does?In this article, I’m going to give you seven things to ask when interviewing a project manager. But before we start I want to clarify two things.First off, you need to define exactly what you are hoping the project manager will do for you. You also need to realistically define what skills you really need. No I’m not being redundant. You see there are two distinct groups of project managers. One is a real project manager and the other is simply a lead technician. This latter is often called a project leader in order to avoid the management label. Don’t get the two mixed up. Asking for the skills of one when you need the skills of the other is a sure way to be disappointed in your search. In a previous article in this series, I described some of the questions you need to ask before the interview is scheduled or the ad even placed in order to clarify exactly which you need.Second, a project manager is a specialist manager. He has focused on creating a team from the ground up, aiming that team at a specific problem and then directing that team to achieve that objective despite the distractions along the way. His or her focus is on the implementation of change and dealing with people under the stress of change. This is different from a resource or operational manager whose focus is on maintaining the status quo. And it requires a different set of management skills.In addition, it also requires a set of specific skills associated with the governance of a project. Finally, it requires the ability to deal with a number of different specialists in their terminology. That involves the ability to gain respect and communicate across specialties. This is different from a project leader who is expected to communicate primarily with a single discipline.Here are seven questions you should always ask a potential candidate.1. What types of project have you worked on? What size in money? What size in team? How long were they? How many stakeholders? There are a number of questions but they’re all really the same one. Do you have ten years of experience or one year repeated ten times? The more types of projects, the more varied the experience, the more likely it is that the individual will know how to react when the inevitable hits the rotary air handler.2. Would you say you’ve specialized in any particular aspect of project management? Even project management has its technicians. In very large projects some people specialize in specific parts of project management. If the answer is any particular part that may mean they are a technician. Which is fine if you’ve got a very large project. But not so fine if you’re looking for someone to run the whole project. Further questions will be needed to clarify.3. Project Management is often described as both an art and a science. What elements of Project Management would you use to illustrate each? The science of project management is most of the elements covered in the PMBoK — risk, work breakdown structure, time management, cost management, reporting and so on. The art is working with people and getting things done and understanding the balance between the various elements.4. Art or Science of Project Management. Which is more important? And why? The art is definitely more difficult and more important. After all, everything is being done by the people for the people. So being able to get the people to form a team and work towards the desired goal is more important that being able to fill out a report.5. What would you say is the most difficult part of Project Management? And why? The answer to this will give you a very clear indication of the type of manager they are. The answer should focus on people (including politics).6. What would you say is the most important part of Project Management? And why? Everything project management does is intended to get people who don’t want to work together to work together as a team. So people should be the answer. Anything else will give you an indication of the type of manager they are. One exception is risk. This answer tends to indicate the type of organization they last worked in. In that case you should explore their people skills a little deeper.7. Why do most projects fail? And what would you do to prevent it? You may get any number of responses all of which will help you to identify the type of manager you have. There are really two correct answers. The first is that the project should never have been approved in the first place. The solution proposed will give you some insight in to how the candidate deals with upper management. The second (and less correct answer from a statistical point of view) is that scope changes. The solution will give you an insight into how open the candidate is to change or how they deal with people.